Currency

The official currency of Indonesia is the Indonesian Rupiah (IDR), symbolized by Rp and issued by Bank Indonesia, the nation’s central bank. The Rupiah is used for all transactions within Indonesia, as mandated by law. For daily exchange rates, you can check reliable sources like the Bank of Indonesia website, newspapers, or online currency converter apps.

Indonesian Rupiah Banknotes and Coins

Indonesian Rupiah banknotes are available in various denominations to suit everyday needs. Common banknotes include:

• IDR 1,000
• IDR 5,000
• IDR 10,000
• IDR 20,000
• IDR 50,000
• IDR 100,000

Rupiah coins in circulation are available in IDR 1,000, IDR 500, IDR 200, IDR 100, and IDR 50 denominations. For convenience, it’s often recommended to carry smaller denominations, especially in rural or non-tourist areas where large notes can be harder to break.

Exchanging Currency in Indonesia

You can exchange foreign currency for Indonesian Rupiah at banks and licensed money changers across major Indonesian cities and popular tourist areas such as Bali, Jakarta, and Yogyakarta. If you’re traveling to remote locations, it’s advisable to exchange your money beforehand, as currency exchange services may be limited. For larger sums, it’s best to arrange for foreign currency in advance, as smaller branches of local banks may have limited foreign currency reserves.

Using ATMs in Indonesia

ATMs connected to international networks like Plus, Cirrus, and Alto are widely available in major cities and tourist destinations throughout Indonesia. ATMs typically dispense Rupiah in IDR 50,000 or IDR 100,000 notes, which is often indicated on the machine. If you’re planning to visit rural areas, it’s recommended to withdraw money in advance in more accessible locations, as higher denominations may be harder to exchange in secluded areas.

Note: ATM withdrawal limits vary depending on your home bank policies, so check with your bank before traveling.

Credit Cards and Digital Payments

Credit cards, especially Visa and Mastercard, are widely accepted in large hotels, restaurants, and retail stores in cities and tourist hubs. However, cash is still the preferred payment method in smaller towns and rural locations. Additionally, digital wallets such as Ovo, GoPay, and DANA are becoming increasingly popular in urban centers for cashless transactions, making it easier for both locals and visitors to make payments.

For a seamless travel experience, plan your currency needs based on your itinerary and destination. To get the latest exchange rate information, you can visit the Bank Indonesia official website for updated Rupiah exchange rates.